Credit cards

It’s not just a credit card. It’s bigger than that.

And no matter which card you choose you can rest assured that at Federal Credit Union Bank we’ll provide the kind of value for money, features and convenience you need.

Our credit cards range from the low rate Basic Black credit card to the fully equipped Platinum card.

Unlike many cards available we apply the same rate to cash advances and purchases and use Federal Credit Union Bank's fair way of charging interest. 

Card type	Annual fee	Interest rate	Interest free days
Basic Black	$45	12.24%pa	Up to 44 days interest free on purchases.
Ready Red	$45	19.74%pa	Up to 44 days interest free on purchases.
Provides membership to Be Rewarded where you'll earn 1 point for every $1 spent 3% discount applies for home loan customers 5% discount for Federal Credit Union Bank shareholders
Platinum	$119 $59*	18.99%pa	Up to 55 days interest free on purchases.
Automatic membership to Be Rewarded where you'll earn 1.5 points for every $1 spent Complimentary insurance including overseas travel Exclusive offers * $59 Annual fee available for Federal Credit Union Bank shareholders

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.