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Term deposits
Planning a short or longer-term investment? Federal Credit Union Bank's range of Term Deposits offer great rates so you can watch your money grow.
With a Federal Credit Union Bank Term Deposit you know exactly what your return will be and you can choose how long your money is invested. It's a great option if you need regular income from your investment, but don't need immediate access to your funds. Plus the Federal Credit Union Bank Gold offers the flexibility of additional deposits at any time -and withdrawals of up to 25% of your original deposit if you need to.
Account features
| Peace of mind | A fixed rate of return for the life of your investment. |
|---|---|
| Flexibility | Choose the investment term to suit your needs - from one month to five years. |
| Value | No set-up or ongoing fees.* |
| Choice | Invest any amount from $1,000. |
| Interest | Calculated daily and paid monthly, annually or on maturity - the choice is yours. |
* An interest reduction may apply if you choose to withdraw all or part of your investment prior to maturity.
Compare our Term Deposits
| Federal Credit Union Bank Term Deposit Account | Federal Credit Union Bank Gold Term Deposit Account | |
|---|---|---|
| Minimum investment | $1,000 | $2,000 |
| Investment terms | 1 month to 5 years | 12 months only |
| Withdrawals | No | Up to 25% (without penalty) |
| Monthly fee | Nil | Nil |
| Access | Federal Credit Union Bank branches | Federal Credit Union Bank branches |
| Additional deposits | Within 7 days of opening or renewal. | Yes |
| At maturity | Reinvest, add extra or withdraw all or part of your investment. | Reinvest, add extra or withdraw all or part of your investment. |
This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
